PFS Funding, located in Dublin, California is a mortgage brokerage serving all of California, especially the Greater Bay Area.
We recognize that buying or refinancing your home is not something you do often. We are committed to making that process as simple and as low-stress as possible. Whether you are a first-time homebuyer looking for a VA-guaranteed or FHA insured loan or someone who has owned many homes, we will be a resource for you.
Over the last three decades, we have seen many different conditions in the mortgage marketplace. The media seems to take pleasure in stories of foreclosures and lenders shutting down. We hold a better informed, more positive viewpoint.
We hope you will find our site to be a valuable resource for straight information. Here’s some of the newest content:
“FHA Loans” Learn why this loan program has helped millions of people realize the dream of home ownership since 1934.
“Daily Rate Lock Advisory” If you'd like to get some information on what makes rates go up or down, this will give you a daily commentary.
If you'd like to know how much you qualify to purchase and what your rate and cost will be, visit the Custom Rate Quote page.
“Growing Equity—a Guide for the Hopeful Investor” If you have been considering investing in real estate—especially in rental houses, this white paper is a must-read.
“No Cost Loans” Are they a scam? Or are they really worth considering? Is there a catch to it? Here’s the full story to help you decide whether or not this type of loan is right for you.
You can see what our clients and referral partners say about us on the Testimonials page.
Federal Reserve regulation.pdf
If you would like to be pre-approved for a mortgage (purchase, refinance or equity line), you can apply on-line, or feel free to call us at 925-560-7644. There is no cost or obligation.

Joe Parsons Branch Director 7080 Donlon Way Dublin, CA 94568 925-560-7644 ext. 11 925-560-2466 FAX |
Cindie Nielson, Loan Officer 7080 Donlon Way Dublin, CA 94568 925-560-7644 ext. 14 925-560-2466 FAX |
PFS Funding is a branch of First Priority Financial, Inc.
NMLS #3257, DRE #654852