Tell Us How We Can Help Not sure if you're ready to buy a home. Use our easy tool to inquire for more information. Pinnacle Home Loans Borrowing Options VA Loans One of the most valuable benefits you have earned from serving our country in the military is the VA home loan program. Conventional Loans Home mortgage borrowers with good credit and the funds for a larger down payment may want to consider this option. FHA Loans FHA is a federally insured loan program that requires a small down payment (currently 3.5%), making it attractive to 1st time borrowers. Today's Rates GET STARTED Purchase Assistant GET STARTED Refinance Advisor GET STARTED