Archive for May 2013

Happy Home Buyer Success Story

I met Jeff and Jeanine four and a half years ago, when they were referred by one of my Realtor© partners. They were living in a small condo in the East Bay with their family of seven. Seven people, including an elderly aunt—all living harmoniously in a two bedroom townhome. They called me recently to…

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Getting the Most out of Your Refinance

You may still be paying too much on your mortgage. If you are like many people, you are thinking, “I’ve been paying on my 5% mortgage for five years. I don’t want to go back to a 30 year loan. I’m trying to get this place paid off.” This is a reasonable concern—but it is…

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Competing With Cash Buyers–The Word is Out

The upturn in real estate activity brings many changes in the way we and other mortgage originators are doing business. We’re crazy busy, but we and many of our clients (and their Realtors©) are navigating some choppy waters. Recently, I’ve written a couple of blog posts on how financed buyers  can compete with cash buyers…

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Is There Really a Mortgage Dartboard?

You probably know that mortgage rates change every day. If the market is volatile, lenders may even change their prices a couple of times during the day. There is a reason for this—and it’s not because some banker is throwing darts at a rate chart. Here’s how it really works. You have survived the ordeal…

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Joseph M. Parsons NMLS #230285
Pinnacle Capital Mortgage,
a division of Finance of America, LLC

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Pinnacle Home Loans

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